Is AI changing financial planning? Why human advice matters more than ever
Artificial intelligence has quickly become part of everyday life. People are using AI to draft emails, plan holidays, compare products and even ask questions about investments, pensions and retirement. Recent research suggests that growing numbers of UK consumers are already turning to AI tools for financial guidance, while the financial services industry itself is rapidly exploring how artificial intelligence can improve customer service and efficiency. It raises an interest
The biggest financial decisions you'll never realise you’re making
When people think about major financial decisions, they often picture the obvious milestones in life. Buying a first home. Starting a business. Getting married. Having children. Retiring. Receiving an inheritance. These moments stand out because they feel significant. They come with paperwork, conversations and decisions that require our attention. But some of the most important financial decisions we make are not the ones that arrive with a clear deadline. They happen quietl
Five financial conversations every couple should have before the end of the year
As the end of the year approaches, many of us naturally begin to reflect. We look back on what we've achieved, think about what we'd like to do differently, and start making plans for the year ahead. It's also an ideal time to take stock of your finances. For couples, these conversations are not always easy. Money can be deeply personal, shaped by our upbringing, experiences and individual attitudes towards spending and saving. Yet avoiding the conversation altogether can oft